SmartChoice Technologies (SCT), a Nepal-based electronic card payment firm, has introduced SCT MoCo mobile application for its cardholders in association with FOCUSONE Payment Solutions.

Available for both iPhone and Android platforms, SCT MoCo enables SCT cardholders to access their bank accounts and make on-site or off-site financial transactions.

Users can download the app from Apple App Store or Google Play, and can leverage free transaction options; however, the balance inquiry can cost them NPR3 ($0.01) per transaction.

SCT MoCo uses a two factor authentication and a 256 bit SSL encryption to safeguard the transactions.