American Express (Amex) has launched ‘Pay It Plan It’, a new mobile feature that gives card members two new ways to pay for their credit card purchases.

The new payment options, available for consumer credit and co-brand cards, enable cardholders choose to pay now with a tap in the app or set up monthly payments for a larger purchase, all while earning rewards.

With Pay It, cardholders can use their American Express App to select smaller purchases and pay that purchase amount right away with a single tap.

With Plan It, card members can select purchases more than $100 and choose to make monthly payments ranging from three to 24 months with a fixed fee and no interest.

Additionally, the cardholders can also continue to pay their bill at the end of the month, the minimum due, the full amount or anything in between, just as they normally do.

American Express head of global consumer lending Kartik Mani said: “We are thrilled to provide American Express Card Members new, flexible ways to pay for their purchases.

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“Pay It was inspired by Card Members who prefer making multiple payments throughout the month. Now we’ve made it even easier to do this in our app. For larger purchases, we developed Plan It to give Card Members another way to pay over time with a “no surprises” plan that offers transparent, monthly payments for a fixed fee.”

Mani added: “We are excited to serve our Card Members by giving them new payment options that they can adjust to fit their financial needs and goals, while they continue to earn a wide range of rewards and receive the service and security of American Express.”

These new options are being offered at present on more than a dozen credit cards, which include EveryDay Credit Card, Blue, Delta SkyMiles Credit Card, Hilton Honors Card, and the Optima Card, among others.