All articles by Douglas Blakey

Douglas Blakey

2024 EPI Forecasts: Colin Close, payments expert at Planet

2024 is set to be a year of innovation and change for the payments sector, thanks to the rise of generative AI and a greater focus on sustainable payments, writes Colin Close

2024 EPI Forecasts: Denise Johansson, co-CEO & co-founder of Enfuce

Founded in 2016, Enfuce enables innovative fintechs, banks, and non-financial brands, to seamlessly provide cards, digital wallets, and embedded finance solutions in a hassle-free and secure way, serving 16 million cardholders globally and processing €2bn annually

AI is a tool not a magic trick

Scott Zoldi highlights the risks and limitations of AI alongside the benefits and opportunities it brings when used correctly

2024 EPI Forecasts: Tim Moncrieff, Senior Director, Strategic Initiatives, Visa Cross-Border Solutions

Tim Moncrieff looks ahead to 2024 and discusses the convergence between retail and business payments systems, the rise of PaaS, compliance and security, CBDC public-private sector collaboration and the need for faster settlement speeds

SAP and PayPal team up to simplify digital payments

Collaboration incorporates the creation of a digital payments plug-in for the PayPal Braintree platform built on SAP Business Technology Platform

UK sales and cash spend fall before the usual Christmas upturn: FICO

The FICO UK credit card market report for October reveals that inflation results in expenditure rising from the same period in 2022

Beyond Eastern borders: exploring 2024 Asia Pacific payment trends

2023 has been a year of progression for payments in APAC but as Tristan Chiappini notes, this is only the beginning and 2024 holds even more opportunities and innovation that the industry can look forward to

Asia Pacific consumers will likely have more to spend on discretionary items in 2024: Mastercard

As inflation wanes, the cost of essentials is easing, leaving more wallet share for other purchases. Chinese outbound travel is expected to further accelerate, buoying destinations in Asia and globally, reports the Mastercard Economics Institute

Open Banking’s branding problem

Giles Rowlinson assesses why open banking has failed to take off within Europe and sets out the steps that need to be taken to correct this