All articles by Douglas Blakey

Douglas Blakey

Building operational resiliency in payments

Although IT resiliency has long been a common theme and practice for financial institutions, the rapid digitalisation of financial services is underscoring its importance, says Atul Verma

Germany’s journey from cash to contactless – are biometric payment cards the logical next step?

As cash displacement belatedly accelerates in cash reliant Germany, Aida Hasseini discusses the potential benefits of biometric security

CFPB v the cards and banking sector: this soap opera just got a lot more interesting

Rohit Chopra head of the CFPB is either radical, reckless and out of control or a consumer champion determined to outlaw unfair, deceptive and abusive conduct by financial institutions

Credit checks will reduce loan approvals for the BNPL sector

Buy Now, Pay Later providers will be forced to improve their credit affordability checks if they want to keep operating in the UK, writes Chris Dinga

PSR card fees review launches: this one will run and run

The UK payments regulator has kicked off two market reviews examining card fees-expect little to result for the foreseeable

Payment platform transformation: the endless possibilities

John Mitchell, CEO at Episode Six discusses how new payment platforms can have a transformational effect on FSIs, helping them succeed in the forthcoming financial services land grab

Thanks to GoCardless for one positive news story

GoCardless highlights the potential offered by Variable Recurring Payments (VRPs) as UK consumers clamour for better ways to manage their money

Localisation is critical for long-term success in Asia-Pacific

Kristian Gjerding, CEO of CellPoint Digital, explains how understanding the payment preferences of consumers across the APAC region is vital for long-term growth

Improving cybersecurity: new SCA rules will reduce fraud, but at what cost to retailers?

Extra security checks for online purchases will reduce fraud but they could also cause e-commerce chaos for unprepared retailers unless a new frictionless approach to verification is adopted, says Martin Wilson

Consumers want the best of both worlds: Splitit CEO Nandan Sheth

Splitit CEO Nandan Sheth discusses prospects for the firm and remains upbeat despite BNPL share price declines and looming increased regulation