All articles by Billy Bambrough

Billy Bambrough

Square and big data – Is someone finally using it right?

Square, free of the legacy constraints entangling traditional lenders is upping its use of big data to give out and collect loans from small business at lightening speeds. Billy Bambrough talks to Square about their latest money spinner

“M-Pesa will come under attack” as Africa internet usage grows – ISC2

There is a strong likelihood of backlash against M-Pesa in Kenya in coming years according to ISC2 MD of EMEA Adrian Davis.

Capita opens up to Pingit, hints at possibility of further mobile payment options to come

UK-based Capita has added Barclays’ Pingit mobile payments app to its payment options, allowing its clients to receive Pingit payments from their customers.

Will Bitcoin ever be used as currency?

Bitcoin believers were hoping 2014 would be the year the cryptocurrency was going to become widely used but people seem far more happy to trade Bitcoin online than to spend it in shops. Billy Bambrough investigates the strides Bitcoin has made in e-commerce and on the highstreet

WorldPay launches e-commerce integration module with Hybris

WorldPay has launched an online payment platform with Hybris, extending WorldPay’s payment services to Hybris customers.

Paym – the new way to pay ‘em

The Payments Council has announced that its new payments system, potentially linking every current account in the UK via a mobile number is to be called Paym and will be available from April. Except it probably won’t as banks will have to incorporate this into their systems themselves. Billy Bambrough takes a look at the new consumer payment tool for the UK

Zapp and Fexco team up on mobile POS payments

Zapp, the VocaLink controlled mobile payments provider, has announced it is to work with Fexco to offer mobile payments in store.

Paym – the new way to pay ’em

The Payments Council has announced that its new payments system, potentially linking every current account in the UK via a mobile number is to be called Paym and will be available from April. Expect it probably won’t as banks will have to incorporate this into their systems themselves. Billy Bambrough takes a look at the new consumer payment tool for the UK

Fidor Bank begins expansion plans with the UK

Fidor Bank has had great success in its home market of Germany and is now planning on recreating that success over seas. Billy Bambrough talks to Fidor CEO Matthias Kröner and The Currency Cloud’s Mike Laven about how the bank intends to crack the tough UK market

Smartphone sales to “eclipse” feature phones – FICO

FICO has released research into consumer opinion on mobile banking by region, identifying how consumer attitudes towards to the fast growing channel differ around with world. Billy Bambrough examines the results of the report and explores what they mean for the future of mobile banking