Singapore’s UQPAY has launched a dual-rail full-stack payment platform built to connect traditional finance and stablecoin-based payment ecosystems.

Supporting more than 200 markets and over 140 currencies, the platform unifies global acquiring, global accounts, card issuing, and stablecoin accounts in a single system.

Through one API, businesses can centralise payment orchestration, liquidity management, and reconciliation.

The platform is designed to tackle growing cross-border complexity from fragmented providers, regulatory differences, and inefficient multi-entity fund flows.

It consolidates the full payment lifecycle, allowing companies to receive, manage, send, and settle funds globally across both fiat and stablecoin rails.

A core feature is its dual-rail architecture, which combines traditional payment rails with blockchain-based stablecoin infrastructure.

The platform supports multi-chain stablecoin transactions, enabling businesses to receive, send, convert, and settle stablecoins alongside fiat within one framework.

UQPAY’s platform is tailored for high-growth sectors such as cross-border e-commerce, SaaS, digital content, and Web3-native enterprises, enabling international expansion with centralized visibility.

Compliance and security are embedded into the infrastructure.

The company said it operates only in jurisdictions where it is fully authorised and aligned with local regulations, offering features such as 3D Secure authentication and dispute management tools.

UQPAY CEO and founder Jack Li said: “Our infrastructure removes the need for businesses to manage separate systems for fiat and stablecoin payments. By combining regulated payment rails with blockchain-based settlement capabilities, we are building foundational infrastructure for the next evolution of global commerce.”