Wallaby Financial, a provider of mobile and web-based credit card optimisation solutions, has introduced the new TPG To Go 2.0 for iPhone app, in collaboration with ThePointsGuys.com.

The app helps consumers instantly view the right combination of credit cards to maximise their rewards, as well as offers recommendations for online and offline shopping without the need to provide a credit card number.

Users of the app can access the latest TPG news on credit card with the TPG Tracker.

The app also includes the Ambient Alerts feature that sends notification to users when shopping at supermarkets or eating at restaurants, and suggests the best card to use without the requirement to open the app itself.

The app’s Spend Monitor allows users to monitor spending, alerting them to changes in spending activity with a single card, in a single category, and across the board.

In addition, TPG To Go notifies a customer immediately on suspicion of fraud.

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Wallaby founder and CEO Matthew Goldman said: "Wallaby’s mission is to make it easier than ever for people to save money, earn rewards, and simplify their lives."