India’s PhonePe has partnered with Visa to roll out three new payment solutions on its platform: Tap to Pay, Cross Border Scan to Pay and Smart Accept.
The companies announced the products at Global Fintech Fest (GFF) 2026.
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The launches build on Visa Device Tokenization, which PhonePe introduced in February 2025. PhonePe said that once users save a Visa card on the app, the service allows them to pay without using the physical card.
Tap to Pay will allow Android users to tokenise their Visa cards and make contactless payments at point-of-sale (POS) terminals. PhonePe said the feature is designed to work even in “low-connectivity environments”. The rollout will take place in phases, starting today (9 September).
PhonePe said it is the first app in India to launch Cross Border Scan to Pay for international transactions.
The feature is designed to let users scan Visa-supported QR codes across 14 overseas markets. These include Singapore, Malaysia, Thailand, Vietnam, Indonesia, Sri Lanka, Japan, China and South Korea. The service will be rolled out to users soon.
The partners also introduced Smart Accept, targeting micro-merchants. The solution is intended to enable small businesses to accept card payments directly on a smartphone, without buying a separate POS device.
PhonePe founder and CPTO Rahul Chari said: “At PhonePe, our vision has always been to build technology that makes payments universally accessible, intuitive, and secure.
“Partnering with Visa is a pivotal milestone in scaling that vision globally. By unifying online tokenisation, Tap to Pay, and Cross-Border QR payments alongside Smart Accept for merchants, we are removing friction across the entire payments value chain.
“Through this partnership, we are not just digitising cards, we are establishing a new standard for borderless and cardless commerce for Indian consumers and micro-merchants alike.”
The announcement comes a day after Indian Prime Minister Narendra Modi addressed the Global Fintech Fest in Mumbai. At the event, he said the Unified Payments Interface (UPI) should target deeper integration with payment systems in additional countries.
UPI is currently live in 11 countries.
Reuters recently reported that India is preparing a framework to roll out agentic payments on the instant payments network.
