Peach Payments, a South African online payments service provider, has introduced Smart Payments Platform, a new unified API focused at merchants.

The platform integrates two different APIs, a front-end widget which the merchant integrates into its checkout page, and a server-to-server integration and back-office operations such as performing refunds, reported Disrupt Africa.

Peach Payments co-founder Rahul Jain told Disrupt Africa, "Now we offer a unified API so developers don’t have to work with two APIs to get the full benefits of our platform and services. This unified REST API enables developers to do both the front-end/checkout page integration and the back-office operations.

"We realized that there was a huge gap in the market in terms of the payments tools and services being offered to merchants and their developers and this problem could not be solved without adapting technology to processes on the ground and in the real-world.

"Our single unified REST API allows merchants to access the complete set of Peach Payments features and frontend widgets.

"We work closely with our partner banks and operators to ensure that our solutions "work" elegantly and we abstract all the complexity for our customers," he added.

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Peach Payments, which currently works with businesses in South Africa and Mauritius, expects to add two more countries to its list this year.