Unified commerce enablement firm NMI has introduced its unified payments engine, which will enable independent sales organisations (ISOs), fintech firms and technologists to power payment acceptance across multiple engagement points such as in-store, mobile, online and self-service.

NMI leverages a unified token to offer a singular view of customer and payments data. According to the company, this will support the development of cross-channel solutions and new revenue streams.

“With unrivaled visibility into holistic payments activity, merchants can leverage consolidated information to make better business decisions, deliver better customer experiences, uncover new sources of revenue and provide services like click-and-collect or buy online return in store (BORIS),” the company said.

For each transaction, NMI keeps a unique tokenised payment credential within a single vault repository for all payments data.

Moreover, being a white label offering, partners have the ability to display their brand across all points of engagement as well as set their own pricing and business terms.

NMI CEO Vijay Sondhi said: “Our unified commerce platform, available today, offers a plethora of payment device certifications, along with unmatched shopping cart integrations and processor connections that places our partners in a league of their own.

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“Add in tokenised payments data and the foundation is set for our partners to become a one-stop-shop for their merchants across all payments channels.”