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October 28, 2019

JCB introduces contactless payment device with FPC sensor

Japanese card company JCB has introduced a new contactless payment device, which features a biometric sensor developed by Fingerprint Cards (FPC).

Currently in the pilot phase, the JCB payment device is expected to be commercially available next year.

FPC noted that the device can also be used for additional personal authentication, including electronic tickets at events and concerts, or car-sharing programmes.

Fingerprint Cards senior vice-president of Business Line Smartcards Thomas Rex said: “We’re excited to see biometrics diversifying and expanding into new payment form factors, a variety of use cases, across different regions.”

FPC biometric technology is intended to make payments with cards, wearables and connected devices more secure.

Besides, it eliminates the need for customers to remember PIN code to authenticate their transactions. The technology is also said to decrease card-present fraud.

FPC’s biometric software platform for payments was made live in February this year. It is meant to provide a complete hardware and software solution to card and device makers.

The software captures and verifies an image of the fingerprint within 0.3 seconds. It also consists of an algorithm that adapts to the specific requirements of payment cards and devices.

To date, FPC biometric technology has been part of 21 contactless payment card pilots. Earlier this month, NatWest launched a three-month trial of a biometric fingerprint credit card with FPC biometric sensors.

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