Japanese card issuer JCB has partnered with IDEMIA, an augmented identity company, to trial its first biometric chip card aimed at enabling faster check-outs.
The payment card integrates IDEMIA’s F.CODE technology designed to replace PIN with fingerprint authentication to allow easy and secure transactions.
Customers can use a smartphone or tablet app to initially record their fingerprints, which will be stored in the card.
At the time of purchase, they can make a payment by simply touching a fingerprint sensor embedded on the card. An IDEMIA algorithm then validates the identification by cross-checking with the stored data.
The pilot trial is set to be conducted in alliance with card personalisation partner Toppan Printing and will see issuance of cards to JCB employees in Japan.
JCB executive-vice president of the Brand Infrastructure & Technologies Department Tac Watanabe said: “This pilot programme, through our strong partnership with IDEMIA, is to demonstrate a use case of how JCB intends to provide customers with a secure and smooth way of making payments in the future.”
IDEMIA executive vice-president of the Financial Institutions business unit Pierre Barrial said: “F.CODE is a unique technology that provides highly secured authentication and we are eager to implement it for the first time in Japan.”