Indonesian banks, including Bank Central Asia (BCA), Bank Negara Indonesia (BNI) and Bank Mandiri, are gearing up to implement six-digit personal identification number (PIN) for credit cards by 31 December 2014.

Recently, the central bank mandated the use of a six-digit PIN for credit card transactions, reported The Jakarta Post.

The central bank believes that the use of PINs while carrying out shopping or other transactions will offer better security for customers during each transaction.

BCA senior credit card general manager Santoso was quoted by the publication as saying that BCA had developed a new system that would enable the bank to implement the new PIN.

He said: "We are conducting tests right now to allow customers to change their existing PINs at ATMs.

"We expect to complete the tests in late August."

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BCA will proceed with the reprogramming of its 300,000 electronic data capture (EDC) machines, and expects to reprogramme 50% EDC units by December and complete the process by mid-2015.

Santoso added: "We plan on issuing authentication codes simultaneously for all of our customers in November.

"Besides at ATMs, they can use the code to change their PINs on our website as well."

In addition, BNI consumer product and retail division head Dodit Wiweko Probojakti said the bank is upgrading the software of its EDC units.

The bank has already started informing its customers of the PIN requirement since March.