The Government of Ghana has launched a dual-purpose EMV and financial inclusion payment card in its capital city Accra.

Dubbed Gh Dual Card, the card has been rolled out by the Ghana Interbank Payment and Settlement System (GhIPSS).

It is a two-in-one payment card with both the e-zwich and gh-link applications.

The new card can be used either as e-zwich, gh-link or both as need on payment platforms.

It can also be used to make purchase across merchant locations, ATM cash withdrawals, ATM PIN change and balance enquiry.

Ghana Vice President Mahamudu Bawumia said: “What we are launching today, which is the dual e-zwich card and gh-link card, is a world first; it has not happened anywhere in the world.

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“It is the first time that any country in the world is issuing this combined EMV card and a financial inclusion card. It is remarkable, and will further promote financial inclusion in Ghana.”

“In the payment systems space, and I’m not shy about saying this, it is clear that Ghana is now the undisputed leader in Africa.”

The launch of the new dual-purpose card is part of the country’s strategy enhance financial inclusion and facilitate ‘holistic national development.’

He said the drive had served well the financially excluded and underserved.

“Now, practically, everyone has access to basic banking services. Many people have been roped into the formal banking environment under the convenience created by the interoperability and people are accessing credit as well as investing through their mobile phones.”