Commerce Bank, part of Commerce Bancshares, is offering Visa debit card with contactless payment functionality.
Contactless technology facilitates quicker checkout, with the time taken to make a payment said to be as less as 1/2 a second.
All users need to do is tap their contactless card on the contactless-enabled checkout terminal.
In order to address security concerns regarding payment data, contactless payments are authenticated through a one-time security code.
The bank said that all these benefits are in addition to the facilities cardholders already get with a non-contactless card such as adding a tip and cash back.
Commerce Bank director of consumer card products Carl Bradbury said: “As an early adopter of this technology and one of the first banks our size to offer it to cardholders, Commerce is very excited to provide another convenient payment solution.
“Commerce continues to compete above our weight class in the payment card market as we seek to deliver offerings, like the contactless technology, that will solve customer challenges, provide security and ensure long-term convenience for our customers.”
The bank has made various investments to transform the payments experience in the last seven years. These include the launch of six consumer card products, eight payment methods, and five digital apps.