American Express and Amazon have today launched two co-branded credit cards for small businesses in the UK.

The Amazon Business American Express Card and the Amazon Business Prime American Express Card both offer a number of rewards designed to help businesses better manage their cash flow and gain more insights into their spending.

Colin O’Flaherty, general manager of UK Global Commercial Services at American Express, said: “We have been serving small businesses for over 60 years, and are passionate about helping our small business customers effectively run and grow their businesses, especially during this challenging period.

“With many UK SMEs facing financial hardships, we want to make it easier for businesses to manage their finances and continue accessing the goods and products they need with more options to pay.

“We know that a vast number of the UK’s businesses rely on Amazon’s wide-ranging products and services and are excited to launch this powerful and flexible new payment tool that will allow small businesses to select how to pay, purchase by purchase.”

Enhancing the checkout experience 

The cards aim to provide an enhanced checkout experience on Amazon Business UK and, giving cardmembers the option to earn reward points or select a deferred payment term for each transaction.

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Reward points can be earned anywhere Amex cards are accepted and redeemed towards future Amazon purchases. Alternatively, points can be applied to the balance of their monthly card statement.

Dave Brittain, director of Amazon Business UK, said: “Working with American Express to launch the small business credit Card was a natural decision for Amazon, given our shared long-standing commitment to helping small businesses flourish globally.

“We’re incredibly proud to launch this Card programme as it offers small business owners and entrepreneurs the best of both companies: the convenience and value they have come to know and love from Amazon, underpinned by the world-class service, benefits, access and security of American Express. These benefits have never been more important at a time when businesses are navigating the challenges and uncertainty which Covid-19 has presented.”

The American Express and Amazon rewards 

Amazon Business American Express Cardmembers and Amazon Business Prime American Express Cardmembers will have access to the following key benefits:

  • 2% Amazon Rewards points on the first £120,000 in purchases at, Amazon Business UK and Whole Foods Market UK each calendar year, 1% thereafter or 90-day payment terms on such purchases for Cardmembers who are Business Prime members on Amazon Business UK
  • 1.5% Amazon Rewards points on the first £120,000 in purchases at, Amazon Business UK and Whole Foods Market UK each calendar year, 1% thereafter or 60-day payment terms on such purchases for all other Cardmembers
  • 0.5% Amazon Rewards points on all other purchases for all Cardmembers

Both cards have an annual charge of £50, however, this charge will be waived for new Business Prime American Express cardmembers in the first year.

In addition, new cardmembers who are Business Prime members will receive a £50 Amazon gift card. All other cardmembers will receive a £25 gift card.