The card payments value in Poland is forecast to register a compound annual growth rate (CAGR) of 18.7% during the forecast period of 2021-2025, according to GlobalData’s Payment Cards Analytics database.

Poland’s card payment transactions value is set to reach $246.6bn (PLN921.2bn) in 2025.

In 2022, the card payments value is expected to grow 16.2% to reach a value of $144.2bn (PLN538.8bn).

The value of card payments grew at a CAGR of 16.7% to $108.6bn (PLN405.6bn) in 2020 from $58.6bn (PLN218.9bn) in 2016.

There has been a shift in consumer buying behaviour with consumers moving from cash to electronic payments, a trend that is expected to continue over the coming years.

During the five-year period (2016-2020), the card payments value in Poland reached its peak in 2020, at $108.6bn (PLN405.6bn). As to the growth percentage, the highest rate was witnessed in 2016, at 20.4%.

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During the forecast period (2021-2025), Poland’s cards payment transactions value is expected to witness the highest level in 2025, at $246.6bn (PLN921.2bn).


This analysis is drawn from GlobalData’s Payment Cards Analytics database. This database tracks card data across 73 key markets globally. It tracks all key indicators in the market such as number of cards in circulation, number of transactions, and value of transactions. The data is available for overall card payment market and also for card categories – debit cards, and credit and charge cards. The database also covers card data for major banks/card issuers as well as card schemes. The data is sourced from central banks, regulatory bodies, payment associations, and card associations in each of the countries we cover. Data is then standardized to ensure like-for-like comparison.

‘Card payments value’ data covered above includes payments made using cards with a debit, credit, or delayed debit function (charge card). This includes transactions with domestic cards at terminals in the country and outside the country, covering both transactions at physical terminals and transactions initiated remotely (online). However, it does not include data on ATM cash withdrawals.

Forecast data is updated on a rolling basis throughout the year in alignment with the publication of actual data by central banks and regulatory bodies across markets. The previous year’s data will be updated by the end of first quarter of next year as per annual cycle. For example: 2021 data will be updated by end of March 2023.