The global banking & payments industry experienced a 64% drop in company filings mentions of digital lending in Q2 2023 compared with the previous quarter, with the highest share accounted for by Itau Unibanco Holding with 7% year-on-year decrease, according to GlobalData’s analysis of over 1,122 banking & payments company filings. GlobalData’s Banking and Payments Predictions in 2023 – Thematic Intelligence report includes a detailed analysis of the impact of digital lending and other key themes such as AI, conversational platforms, and cybersecurity on the banking and payments industry. Buy the report here.

Notably, digital lending was one of the most frequently referenced themes in Q2 2023, ranking highest in terms of mentions, ahead of renewable energy and ecommerce, according to GlobalData.

Of the top leading companies in the banking & payments industry, Itau Unibanco Holding had the greatest increase in references for digital lending in Q2 2023, compared with the previous quarter. GlobalData identified 63 digital lending-related sentences in the company's filings - 0.8% of all sentences - and an increase of 100% in Q2 2023 compared with Q2 2022. CITIC’s mentions of digital lending rose by 100% to 47 and National Bank of Canada’s by 1000% to 44 and Grupo Financiero Banorte’s by 2300% to 24 and Public Bank’s by 100% to 23.

GlobalData’s Company Filings Analytics also applies sentiment weight to reference sentences, based on whether the sentences are positive, negative, or neutral. Starting at 100 in 2020, an index over 100 is more positive. The overall index for digital lending in Q2 2023 was 100.

For further understanding of GlobalData's Banking and Payments Predictions in 2023 – Thematic Intelligence buy the report here.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData’s Company Filings Analytics uses machine learning to uncover key insights and track sentiment across millions of regulatory filings and other corporate disclosures for thousands of companies across the world’s largest industries.