All articles by Douglas Blakey
Douglas Blakey
The buy-now-pay-later balancing act: providing consumer protection and access to credit
Rachel Duffey, CEO of one of the UK’s largest debt advice providers, discusses the recent BNPL regulations and how tighter affordability checks could cause some consumers to turn to less regulated or illegal forms of borrowing
The hidden costs shaping international trade for UK SMEs
Could hidden FX costs be putting SME supplier relationships at risk? Rupert Lee-Browne discusses how recent geopolitical tensions have impacted international payments for SMEs and explains why optimising payments strategy is key
Open, modular, and orchestrated: changing the architecture of enterprise payments
Nishant Sameer explores the rise of open-source payment infrastructure and the wider trends shaping payment orchestration
Why banks should think beyond stablecoins
Kyle Sonlin discusses the future of digital money and explains why the most astute financial institutions will recognise the need to ensure that their infrastructure allows all digital money formats to work together
Why the UK is the place to go global for instalment payments
Alex Forsyth-Thompson explains why the UK is both the hardest and the most attractive market to launch Float, the technology platform that lets shoppers split a purchase into monthly instalments on the credit card they already hold
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Why AI will reshape the economics of financial processing
In the AI-era, winners will not be the processors with the largest operational footprint but organisations that leverage AI to transform transaction data into operational decisions and business outcomes, writes Steve Markle
Why payment cards are here to stay, joining forces with mobile wallets
Karen Coe explains why consumers still value physical cards in an increasingly digital payments landscape and argues that the future of payments will combine both physical and digital experiences
When customers become the attack surface: Cognitive compromise at scale
Sarah Cassidy examines scams, mules, and the next phase of financial crime as UK Finance confirms criminals stole nearly £1.3bn through payment fraud in 2025
A payment system is only as strong as its exception capacity
Dr Gulzar Singh examines why exception handling should be considered part of payment infrastructure rather than simply a back-office activity
Cross-border payments are still not moving fast enough
Rishi Patel explains why speed, transparency and predictability remain major challenges in global payments, despite years of reform