All articles by Billy Bambrough
Billy Bambrough
Are digital payments the secret to financial inclusion? Yes, but cut out the bank
The World Bank has come out with its latest advice, that Governments need to step up efforts to boost the use of digital payments in developing countries to get the un- and under-banked financially included to better grease the wheels of capitalism, writes Billy Bambrough
Squeezing the most out of Square
Square seems to be acting much more like Google than its founders’, Jack Dorsey, first big business success, Twitter. While Twitter has had a slow and steady approach to making money through its extensive social media network, Square is much more willing to try a little bit of everything to find something that turns a profit, writes Billy Bambrough
Google was never interested in entering the banking industry It will dismantle it
Google is too clever to become a bank, was the sentiment of Forrester’s Ben Ensor and the latest Digital Banking Club debate. A sentiment that has been echoed by the latest Forrester report on Why a Google Bank Won’t Happen. The regulatory requirements alone are enough to send most companies running for the hills at the prospect of entering the banking market, but Google, as many industries have learnt the hard way, is not most companies, writes Billy Bambrough
Skrill may bet on a payments market place
Skill is to try and make its payments app more useful to customers and merchants by creating its own version of the Amazon Market Place, putting all merchants that accept the mobile wallet in one place.
Sage Pay comes out on top in Zapp hack
Sage Pay has been chosen by a panel of judges as the winner of the ZappHack Revive Retail hackathon.
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The Digital Banking Club live debate: “The digital wallet is the banks’ to lose”
The latest Digital Banking Club live debate saw a panel of experts debate the benefits of mobile payments through banks’ existing mobile banking apps. Amid arguments over semantics and branding the panel found some common ground. Billy Bambrough reports the highlights from the most exciting debate yet.
Bitcoin to lead wave of private currencies says think-tank
The rising demand for an alternative to fiat currency will result in a wave of private currencies according to the Institute of Economic Affairs (IEA).
New banks are better placed to serve corporate transaction clients – SEB
Transaction banking is going to change severely within five years, according to Erik Seifert, head of working capital and liquidity management within transaction banking at SEB.
PowaTag absorbs Znap
The consolidation of an industry that has barely taken off has already begun as Powa Technologies announces it has acquired MpayMe, the company behind the Znap mobile wallet.
Earthport targets Asia for expansion
Earthport, the London-based cross-border payments company, has revealed it plans to expand into Asia following its deal with Turkish Aktif Bank.