All articles by Verdict Staff
Verdict Staff
Debt on UK credit cards at two-year low
The percentage of credit cards that are overlimit in the UK are at a two-year low, analytics software company FICO concluded in its quarterly card data release.
Welcome Real-time and Aimia deploy loyalty software solution for CBA
Loyalty solution providers’ Welcome Real-time and Aimia, have partnered to roll out the Welcome XLS solution for the Commonwealth Bank of Australia’s Awards credit card loyalty scheme.
Marks and Spencer faces customer complaints over contactless payments
British retail giant, Marks and Spencer (M&S), has experienced complaints over the retailer’s contactless payments system.
China UnionPay joins EMVCo
Chinese bankcard network China UnionPay has become a member of EMVCo, the EMVR standards body co-owned by American Express, JCB, MasterCard and Visa.
France is Europes top card fraud victim
France has overtaken the UK in the highest number of card fraud losses in Europe, according to a report by analytics provider FICO.
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Country Survey: Malaysia
Malaysia has a booming prepaid and e-money sector with a growing debit industry plus a controlled and highly regulated yet profitable credit card market. Declining card fraud levels, a low unemployment rate and an increasing population means the market has the potential to thrive, writes Ben Carey-Evans
Tech and the consumer: which comes first?
In the beginning there was bartering. Then, over the years, various items became accepted forms of payment: livestock, shells in China, grain in Mesopotamia. It wasn’t until 1920 that we saw the first card payments with charge cards.
Bank of Montreal profits from rewards cards
Key strengths of BMO Bank of Montreal’s credit card business include its relationship with Air Miles and its ownership of the Diners Club North America portfolio. Robin Arnfield reports on one of the world’s most successful loyalty programmes
Changing consumer behaviour for good
Bernhard Lachenmeier, head of products and marketing, SIX Payment Services, assesses current dramatic changes taking place in the payments landscape. He argues that banks hold the key to driving payment evolution, but more needs to be done to educate consumers and appease concerns around security
The 4 seconds of payment
We’ve all been there before: patiently waiting at the checkout for our payment card transaction to be authorized. It may only take a few seconds in most cases, but it certainly feels like longer. Whilst it’s true that some retailers encourage their staff to try and fill this ‘dead time’ by engaging with small talk, it’s generally not the case.