Stripe has rolled out several enhancements to its payment platform, focusing on supporting businesses within Japan and those seeking to enter the Japanese market.
The updates include the integration of new payment methods, accelerated payout processes, and tools to navigate Japan’s recent 3D Secure mandate for online credit card payments.
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Businesses operating in Japan can now utilise PayPay for online transactions, tapping into its user base of over 68 million.
PayPay CEO Toshifumi Kasakawa said: “I am delighted to announce our partnership with Stripe, a company with a strong global track record in online payments. Businesses on Stripe can now offer PayPay’s code-based payments to their customers, ensuring a secure and effortless payment experience.
“PayPay uniquely connects with younger users who might not have access to credit cards. We welcome businesses to explore the potential benefits of integrating PayPay into their platforms.”
Besides, Stripe has reduced the waiting period from monthly to four business days for PayPay transactions.
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By GlobalDataThe payment processor also introduced the option for businesses to offer card instalments, allowing customers to split their payments into smaller amounts over time.
In response to Japan’s new 3D Secure mandate, which became compulsory for online credit card payments as of the end of March 2025, Stripe has optimised its platform to minimise checkout friction.
The system selectively applies exemptions and prompts authentication only when necessary, aiming to prevent the rejection of legitimate transactions.
This strategy, in conjunction with Stripe’s fraud prevention system, Radar, has been instrumental for companies such as Sourcenext in boosting conversion rates while complying with regulatory requirements.
Furthermore, Stripe now supports network tokens, enhancing the security of card payments.
Stripe collaborates with Japanese companies, including Toyota, Nikkei, ANA Group, and Tokyu, as well as global firms such as X, Shopify, Uber, and Atlassian.
The company made headlines in January this year for workforce reduction of 300, primarily from the product, engineering, and operations sectors.
Nevertheless, Stripe’s chief people officer Rob McIntosh confirmed the company’s goal to increase its headcount by 10,000 by the year’s end.
