Solutions by Text (SBT) has acquired Triple Play Pay (TPP) in a move aimed at expanding its FinText payments offering and strengthening embedded payments and conversational commerce capabilities.
The transaction will combine SBT’s communications technology with TPP’s payment orchestration platform to provide a unified payments experience for consumer finance businesses and their customers.
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SBT positioned the acquisition as an extension of recent payments growth on the FinText platform.
The company reported that, over the past year, customers that enabled Apple Pay and Google Pay through FinText processed 75% of approved transactions via those alternative payment methods.
The company stated that the combined offering is built around a PCI-compliant gateway and will support payment services including ACH, debit, and credit card processing, alongside mobile wallet acceptance such as Apple Pay and Google Pay.
Customers will also gain access to automated merchant account provisioning through TPP’s registered payment facilitator (PayFac) programme. According to SBT, this approach can reduce onboarding timeframes and enable merchants to go live in days rather than weeks.
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By GlobalDataOn security and oversight, SBT said the platform will provide enhanced fraud and transaction monitoring, real-time reporting and analytics, and operational tools such as a virtual terminal and online reconciliation.
Further, the acquisition will expand omni-channel options through APIs that allow organisations to accept payments outside the messaging channel.
Solutions by Text CEO David Baxter said: “The acquisition of TPP marks a pivotal moment for SBT and the consumer finance businesses we serve.
“By unifying messaging and payments as one seamless platform, we are eliminating the need for fragmented tools, enabling consumers to engage and pay in one secure, trusted experience.
“This accelerates our vision of a frictionless journey, reduces time to value, and solidifies SBT’s position at the forefront of compliant engagement and payments innovation.”
