Fintech firm Razorpay has joined forces with conversational AI startup superU to roll out a real-time, fully automated agentic payment system.
The partnership was announced on the sidelines of the India AI Summit, held in New Delhi last week.
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The collaboration links superU AI’s conversational layer with Razorpay’s payments stack to enable transactions that are initiated and completed by an AI agent, without human intervention.
SuperU AI’s agent engages users in a natural dialogue, gauging intent, gathering context and pinpointing when a customer is ready to pay.
The moment that point is reached, Razorpay automatically triggers a payment link, removing the need for manual follow-up calls or customers navigating checkout flows.
The system is aimed at compressing the entire path from sales conversation to completed payment into a single, automated sequence.
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By GlobalDataThe approach is designed to streamline routine digital purchases, such as ordering food, and service bookings by handling both the interaction and the payment within the same voice or chat experience.
SuperU AI founder Aditya Agrawal said: “When an agent can not just have a conversation but close a transaction in real time, the entire nature of commerce changes.”
Razorpay chief product officer Khilan Haria added: “India is already a voice-first nation, with over a billion voice searches happening every month. For the next billion users, voice isn’t just a convenience, it’s their primary interface to the digital economy. With our partnership with superU AI, Razorpay is enabling agentic payments that allow Voice AI to move beyond responding to actually transacting. This is a fundamental shift, where intent expressed through voice can now seamlessly initiate secure, real-time payments. The future of payments will not be typed or tapped, it will be spoken, and Razorpay is building the infrastructure to power that transformation.”
The development follows Razorpay’s recent tie-up with global AI coding platform Replit, under which Razorpay is providing payment and monetisation capabilities for AI-focused developers in India.
That integration is aimed at supporting domestic payment options, including UPI and card payments, so that developers can charge Indian users for AI-driven applications.
