Razorpay said the rollout is part of its broader plan to support AI-led commerce. Credit: sdx15/ Shutterstock.com.

Indian fintech Razorpay has partnered with OpenAI to help developers add payment feature directly into applications created using AI tools. The tie-up is aimed at reducing the time required to set up payment acceptance for AI-built products.

According to a Business Standard report, the collaboration allows developers using Codex, OpenAI’s coding platform, to connect Razorpay within the agent and start accepting payments.

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Payments are enabled through Razorpay’s MCP Server, which supports embedding payment functionality into apps during the build process.

Razorpay co-founder and managing director Shashank Kumar was quoted by the publication as saying: “India is entering a moment where anyone with an idea can build a product in hours with AI.

“But the real shift happens when those ideas can become businesses instantly. Our vision is simple: if AI makes it effortless to build, Razorpay should make it effortless to earn.

“By bringing Razorpay directly into Codex, we’re paving the way — the moment a developer creates something valuable, they can start charging for it right away. The next generation of startups won’t begin with funding or infrastructure — they’ll begin with a prompt. And when that prompt turns into a product, Razorpay will be there to power the transaction behind it.”

Razorpay said the approach targets student developers, solo founders, and early-stage startups by removing payment setup as a launch barrier.

Separately, the fintech firm is integrating payments management into ChatGPT. Businesses will be able to install a Razorpay app and manage payment operations through prompts. Use cases include reconciling payments with bank statements, tracking settlements, and checking refund status without using standard dashboards.

Razorpay said the rollout is part of its broader plan to support AI-led commerce. The company said it is building on work with OpenAI and the National Payments Corporation of India (NPCI) to introduce agentic payments, where AI systems can initiate and complete transactions.

Earlier this year, Razorpay partnered with global AI coding firm Replit to support payments and monetisation for AI-first builders in India.