Pat Carroll, founding
director and CEO of ValidSoft says:
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“Following a flurry of developments in mobile
payments, NFC and mobile banking in 2011, 2012 is set to be a big
year for mobile banking and payments.
The Payments Council is currently working on a
project to develop a common central platform for bank-to-bank
payments over the mobile phone.
However, the take-up of mobile payments will
only meet the ambitious forecasts if security is considered from
the outset (“by design”) so that it doesn’t affect usability and
can allay consumer fears.
As with the migration to online for shopping
and banking, the move to mobile will bring new opportunities for
cybercriminals and fraudsters, so a quick, easy and secure way of
authenticating ourselves and verifying transactions is needed for
the mobile channel.
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By GlobalDataConsumer awareness of threats is also
increasing which also makes security key to the success of any
major project in this area.”
