Mastercard has introduced a suite of AI-powered tools and services aimed at developers, alongside expanding its consulting offerings to advance AI-powered payments. 

The company is collaborating with Stripe, Google and Ant International’s Antom to enhance agentic transactions for digital merchants and platforms internationally. 

It said that by the holiday season, all its cardholders in the US will have access to the Mastercard Agent Pay programme, with plans to extend this globally soon after. 

Initially, cardholders with Citi and US Bank will be the first to engage with AI-enhanced shopping experiences, as commerce providers like PayOS and other industry participants begin operations. 

For developers and businesses keen on integrating these advancements, Mastercard is launching a suite of tools.  

The Agent Toolkit, accessible on Mastercard Developers, enables AI assistants to utilise Mastercard’s API documentation through the Model Context Protocol server.  

The initiative aims to streamline the integration process with platforms such as Claude, Cursor, and GitHub Copilot, complementing the Agent2Agent protocol. 

The Agent Sign-Up process simplifies the identification of agents for users of the Agent Toolkit, granting them access to AI-enabled Mastercard products and services.  

Meanwhile, Insight Tokens provide a secure method for agents to obtain and utilise Mastercard’s permissioned insights, potentially offering consumers more tailored experiences with their consent.  

These tokens leverage existing Mastercard technology already in use by partners such as SAP Concur. 

To support the industry’s adoption, Mastercard’s Agentic Consulting Services will offer guidance to issuers, acquirers, merchants, and AI enablers in creating and implementing intelligent shopping solutions. 

In collaboration with the FIDO Alliance and its Payments Working Group, Mastercard is contributing to the development of a verifiable credential standard for payments, which will authenticate payment details such as the amount, merchant, and product. 

Mastercard chief services officer Craig Vosburg said: “Payments must be native to the agentic experience. We’re building the infrastructure for a new generation of intelligent transactions, where consumers and developers can empower AI agents to act on their behalf with trust, transparency and precision.” 

Mastercard chief product officer Jorn Lambert said: “We’re working with partners across the ecosystem to build the standards and tools that will define agentic commerce. We’re committed to enabling a trusted environment for AI-powered payments to scale globally.” 

Last month, Infosys joined forces with Mastercard to ease financial institutions’ access to Mastercard Move, its portfolio of money movement services.  

This collaboration integrates Mastercard Move with Infosys Finacle, part of EdgeVerve Systems, an Infosys subsidiary.