Hokkoku Financial, in collaboration with fintech firm Soft Space, has revealed plans to launch a SoftPOS solution.
The solution enables merchants to process contactless card payments and regulated stablecoin transactions using mobile devices.
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The initiative is part of Hokkoku’s strategy to enhance a Super Cashless Region in the Hokuriku area to improve the accessibility of digital payments.
The forthcoming service is claims to have certified in accordance with global mobile payment security standards, capable of handling stablecoin payments in a commercial setting.
Merchants will be able to accept payments through an Android device with the payment app installed, without the need for specialised hardware.
The service will incorporate Tochika, a stablecoin backed by Japanese yen deposits from Hokkoku Bank.
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By GlobalDataConsumers can use the Tochituka app to make payments to merchants participating in the scheme.
Powered by Soft Space’s Fasstap technology, the SoftPOS solution conforms to the PCI MPoC security standard, ensuring a secure framework for mobile-based contactless payments.
Scheduled for launch in autumn 2025, the service will be compatible with major international card networks such as Visa and JCB, as well as Tochika stablecoin payments.
Hokkoku FHD president Shuji Tsuemura said: “Hokkoku FHD has continuously focused on promoting cashless and digital payments to drive innovative productivity improvements across the Hokuriku region. We are delighted to collaborate with Soft Space to introduce an innovative touch-first payment service.”
Soft Space CEO Joel Tay stated: “We’re incredibly proud to support Hokkoku Financial Holdings in launching this groundbreaking solution. This is more than just a mobile payment tool — it’s a real-world example of how digital currency can be used by everyday merchants and consumers. With just a smartphone, businesses can now accept both traditional and next-generation payments in a simple and secure way.”
Last year, Soft Space and JCB introduced the in Malaysia.
