Australia’s Cuscal and CUA have commercially launched the first mobile payments application using Host Card Emulation (HCE) to turn an NFC-enabled smartphone running on KitKat 4.4 or later, into a ‘tap and pay’ payments device.

Until now, CUA cardholders can download the redi2PAY app from the Google Play Store to make mobile payments at more than 100,000 contactless terminals already rolled out across Australia.

The new platform holds confidential information in encrypted form and provides a secure and ‘card-less’ method of payment for CUA cardholders.

CUA CEO Chris Whitehead said, "While other tap and go payment technology is available, this is the first in Asia Pacific to use HCE technology. It requires no other tag or sticker to be attached to your mobile phone – you simply download the CUA redi2PAY app and off you go."

The solution has been made available to Cuscal’s clients in Australia as part of its broad suite of mobility services; either as a complete client-branded mobile application as with CUA, or through an application programming interface (API).

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