ACI Worldwide has completed the acquisition of Payment Components, a Greek-based fintech specialising in AI-driven financial messaging and open banking solutions.
Financial terms of the deal have not been made public, though ACI has stated in a release that “the acquisition is not expected to be financially material to ACI.”
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The transaction sees ACI taking ownership of all intellectual property, technology assets, employees, and customer contracts belonging to Payment Components.
The technology from Payment Components will be incorporated into ACI Connetic, with the aim of advancing the development of ACI’s cloud-based payments platform.
This platform supports card processing, account-to-account (A2A) transactions, and AI-fuelled fraud prevention within one modular architecture.
ACI Worldwide president and CEO Thomas Warsop “ACI’s acquisition of Payment Components will further strengthen the capabilities of ACI Connetic, defining a new standard for how banks drive payment transformation and compete in the digital economy.
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By GlobalData“Beyond the cutting-edge technology, we are also impressed by the talent of the Payment Component’s team, whose dedication to innovation aligns with our vision to shape the future of payments.”
Staff from Payment Components will work with ACI’s development teams for the integration of expanded messaging functionalities as well as features into the Connetic platform.
The acquired company’s use of generative AI is intended to streamline and expedite payment processing.
Founded in 2014, Payment Components produces software focused on A2A payments and application programming interface (API) management.
Its solutions are designed to streamline transaction processes while reducing complexity in payment operations.
The company’s messaging layer is compatible with a wide range of message types and is intended to improve back-office integration and speed up the launch of local payment schemes.
Payment Components founder and CEO Sotiris Nossis said: “Joining ACI is an exciting milestone for the Payment Components team and reinforces the credibility we’ve built to empower financial institutions to adopt modern and reliable payment technologies seamlessly.
“We are proud to be part of the ACI family, where our complementary expertise will reinforce ACI’s global leadership in powering the world’s payments ecosystem.”
In October 2025, ACI Worldwide formed a strategic partnership with cryptocurrency payment processor BitPay to enhance its digital asset capabilities for merchants and payment service providers (PSPs) via the Payments Orchestration Platform.
