ACI Worldwide has unveiled its cloud-native payments hub, ACI Connetic, which integrates several major UK, EU, and global payment networks’ capabilities.
These capabilities include Swift cross-border payments and real-time gross settlement (RTGS) systems such as Target2, SEPA Instant RT1, and TIPS payments.
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The move is aimed at streamlining the payment processes for banks and financial institutions by offering a platform that combines account-to-account, card payments, and AI-powered fraud prevention.
The company stated that further enhancements to the platform’s capabilities are planned.
ACI Connetic looks to meet the needs of modern banking, enabling financial institutions of various sizes to adopt a centralised approach to managing all types of payments.
The platform is engineered to provide financial institutions with “scalability” and “resilience”, and the ability to introduce new services to their customers.
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By GlobalDataIt features cloud-native architecture, a modular design and open APIs that simplify the integration process with existing systems, reducing the time required to deploy.
To facilitate this integration, ACI is collaborating with various global clearing and settlement systems, including the Bank of England, Pay.UK, ECB, EBA Clearing, and Stet, as well as Swift, the Federal Reserve, and The Clearing House.
The aim is to provide banks around the world with access to a broad range of payment methods through ACI Connetic.
ACI Worldwide CEO and president Thomas Warsop said: “ACI Connetic is not just a new product, it is a new standard for how banks must operate in the digital economy and approach payments transformation.
‘Against the backdrop of increasing payments complexity, the rise of new technologies and a shifting regulatory environment, ACI Connetic empowers financial institutions to unlock new revenue opportunities and navigate compliance in order to drive growth and financial inclusion.”
ACI Worldwide disclosed a net income of $58.9m for the first quarter of 2025, swinging back to profit from a $7.8m loss reported in the same quarter last year.
