ACI Worldwide has formed a strategic alliance with cryptocurrency payment processor, BitPay, aimed at enhancing its digital asset capabilities for merchants and payment service providers (PSPs) via the Payments Orchestration Platform.
This collaboration is said to mark a step forward for ACI in its pursuit of digital currency innovation, as it seeks to broaden the scope of services available to its clients.
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As per an ACI Worldwide and Payments Dive study, over half of the world’s retailers are considering the integration of cryptocurrencies into their payment systems.
The addition of BitPay to ACI’s Payments Orchestration Platform allows for the seamless handling of digital currencies, including stablecoins, complementing existing payment infrastructures.
Expanding upon the features launched by ACI in 2021, payment service providers and merchants have the option to incorporate BitPay within their suite of payment solutions.
This move provides them with a comprehensive set of functionalities, such as accepting, holding, and transacting in cryptocurrencies.
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By GlobalDataThe BitPay platform caters to various transaction scenarios, including direct peer-to-peer exchanges and mobile sales environments.
BitPay CEO and co-founder Stephen Pair said: “Together with ACI Worldwide, we’re making digital currencies more accessible and practical for real-world commerce.
“This partnership brings our proven crypto payment capabilities to ACI’s global customer base, enabling everything from simple payment acceptance to cross-border settlement scenarios as market demand develops.”
ACI Worldwide noted that the combined solution accommodates settlements in both fiat currencies and stablecoins, providing merchants with operational flexibility across varied marketplaces.
As clients delve into these features, they can utilise stablecoins for various financial activities, including treasury operations, supplier payments, and cross-border settlements.
The Payments Orchestration Platform by ACI simplifies the intricacies of handling multiple payment methods, gateways, and acquirers via a single interface.
With the integration of different digital currency solutions, merchants and PSPs can tap into new revenue streams, often experiencing a sales growth of 1–3%, while providing customers with choices at the point of sale.
ACI Worldwide merchant global head Adriana Iordan said: “As regulated stablecoins evolve from niche to mainstream, they’re creating new opportunities for cross-border transactions and settlement optimisation.
“Our partnership with BitPay represents one element of our broader digital assets strategy. Based on growing demand from our PSPs and merchant clients, we’re ensuring they have multiple pathways to leverage these emerging rails where they add value – whether for payment acceptance or specific use cases like cross-border B2B settlements and treasury operations.”
In May 2025, ACI Worldwide unveiled ACI Connetic, a cloud-native payments hub that integrates the capabilities of several major payment networks across the UK, EU, and globally.
