Dutch state-owned bank ABN AMRO has rolled out a new payment app Tikkie in the Netherlands that will allow consumers to send payment requests via WhatsApp.

Tikkie processes payments through the iDEAL platform and can be used by current account clients at any Dutch bank.

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The app enables users to select a person from their WhatsApp contacts to send transaction request alongside a link that can be sent with a WhatsApp message.

Amounts transferred over iDEAL platform are automatically credited to the customer’s existing current account. The recipient of the message does not need to install the app first in order to respond to payment requests.

ABN AMRO chief digital officer Frank Verkerk said: "How often do you lend somebody money, but have a hard time – for whatever reason – asking to be repaid? We believe Tikkie solves this problem. Nothing could be easier than sending a WhatsApp message with an iDEAL payment request."