TCM Bank, a division of payments provider ICBA Bancard, has launched a new Travel Consumer Credit Card on the Visa Signature platform.

Intended to cater to transforming consumer payment needs and lifestyle choices, the new card is designed to focus on travel and quality-of-life expenses.

According to statistics, affluent households are spending $883 more for such purchases compared to seven years ago, with consumers aged 55 or above comprising the largest increased category in quality-of-life spending.

The card does not charge any annual fee and comes with benefits associated with Visa Signature cards such as travel rewards, concierge service and hotel discounts.

In addition, cardholders will have access to TCM Bank’s US-based customer service representatives.

TCM Bank president and CEO Damon Moorer said: “TCM continues to evolve and look for ways to enhance and add product features that fill a need for community bank customers.

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“Visa Signature cards offer attractive rewards, redeemable for merchandise, lodging and travel, along with perks like concierge service, hotel discounts, travel and lost luggage insurance that compliment consumers’ desire for leisure, comfort and convenience-based products and services.”