All articles by Victoria Conroy

Victoria Conroy

Trends in Canadian cash management

Canadas banks have enjoyed relative strength and stability compared to their larger US neighbours and have dominated the cash management arena. But with the entrance of foreign competitors, they need to adapt and evolve or be left behind, as Victoria Conroy reports.

Samba leads the way in Saudi Arabia

With assets of over $49bn, Samba Financial Group is one of the leading players in the Saudi Arabian financial industry. Its latest smartphone initiative demonstrates how the bank is utilising cutting-edge technology to bolster its position, as Victoria Conroy reports.

Country survey: France waves goodbye to cheques

Although France boasts one of the worlds highest levels of non-cash payments, adoption of electronic payments has been hindered by heavy use of cheques. Despite this, France is making significant headway in moving to SEPA-compliant payment systems, as Victoria Conroy reports.

The emergence of non-banks

The Latin America region is recognised as one of the fastest-growing electronic payment markets in the world. A new report from consultancy Speer & Associates examines the growth of non-bank and online payment players, which are bringing innovative payment solutions to market. Victoria Conroy reports.

Country survey: In pole position in payments

If anyone needed convincing that Poland is a growth hotspot for electronic payments, one only needs to look at transaction volumes to be certain. Successful implementation of new payment technologies by the countrys banks is a key factor, as Victoria Conroy reports.

Ixaris raises its profile in prepaid

Since 2000, Ixaris has specialised in developing global applications based on open-loop prepaid card schemes. Its payment applications enable consumers unwilling or unable to access credit card services to gain easy access to electronic payments. Victoria Conroy reports.

Increasing profits after Reg E

A new report from US payment consultancy Javelin looks at how current and looming regulation is threatening banking practices and existing fee revenue structures, making customer-controlled bank offerings increasingly important. Offering mobile services could be a major opportunity, as Victoria Conroy reports.

27% of Americans still paid by cheque

Over the past two decades, electronic payments have gradually displaced paper-based payments as the preferred means of transacting in the US, particularly among consumers Now, the increasing popularity of debit card payments is accelerating this well-entrenched trend, as Victoria Conroy reports.

Online bill payments gain ground

The growing popularity of online bill payments has been instrumental in reducing paper-based payments. A new survey outlines the evolution of online bill payment over the last decade and how it has transformed the way consumers pay, most recently among over 55-year-olds. Victoria Conroy reports.

Seizing the opportunity

With profit margins having been battered by the recent financial crisis, now is the time for banks to grow revenue and capture liquidity by delivering enhanced services such as cash management, according to a new report by global business consultancy Accenture. Victoria Conroy reports.