All articles by Douglas Blakey
Douglas Blakey
US cashback and value credit cards grow in popularity
51% of credit card customers are carrying revolving debt according to the 2024 JD Power US Credit Card Satisfaction Study; American Express ranks highest in customer satisfaction ahead of Discover and Capital One
Navigating the rapidly evolving e-payments landscape in emerging markets
Ola Oyetayo discusses the opportunities and risks for payments in the emerging markets as cash displacement accelerates
The crucial role of eCash in bridging the digital divide
Bob Legters explains why consumers gravitate towards cash for comfort, the advantages of eCash, and why businesses should incorporate eCash payments into their offerings
Chase ends third-party BNPL payments in favour of its own instalment product
The initiative aims to drive customers towards the Chase Pay Over Time product but as Blandina Hanna Szalay explains, the strategy does not come without risk
Why Europe will never have a superapp and identity will be King
Andrew Bud sets out why Europe will not adopt an Asia-style superapp and explains why the identity-centric model that is emerging is hugely exciting and represents its own kind of superapp revolution
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Looking to stop payment fraud? Modernise your approach to bank validation
Shai Gabay explains why traditional bank account validation is inadequate and is placing businesses at risk of fraud
Banks are making their return to merchant acquiring
John Power discusses the opportunities and challenges facing banks re-entering the space the lucrative merchant acquiring space
The evolution of cross-border payments
Guillaume Tournand explores how cross-border transactions will revolutionise digital commerce and the potential impact on the global e-commerce sector
FinTech Scotland Festival highlights data innovations revolutionising financial services
The 7th Annual FinTech Scotland Festival runs from 25 September to 4 October. Meantime, FinTech Scotland’s Financial Regulation Innovation Lab has revealed the 24 companies selected for its second innovation call
Why financial institutions need to address the data pandemic for closed book services
With the Consumer Duty principle for closed book products about to come into effect, financial Institutions must re-connect with their lost customers, explains Andy Davies