All articles by Douglas Blakey
Douglas Blakey
Will Open Finance Be The Catalyst For An Inclusion Revolution?
The rise of open banking and finance can accelerate the drive towards an inclusion revolution with major benefits for both banks and tens of millions of people, argues Huw Davies
Majority of Canadians consider themselves ‘credit card savvy’: Scotiabank
The majority of Canadians use their credit cards responsibly according to the 2022 Scotiabank credit card survey
Payment declines rise but blaming SCA rules is no excuse
Three months on from the introduction of Strong Customer Authentication, the UK payments sector reports a major rise in payment declines
Building operational resiliency in payments
Although IT resiliency has long been a common theme and practice for financial institutions, the rapid digitalisation of financial services is underscoring its importance, says Atul Verma
Germany’s journey from cash to contactless – are biometric payment cards the logical next step?
As cash displacement belatedly accelerates in cash reliant Germany, Aida Hasseini discusses the potential benefits of biometric security
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CFPB v the cards and banking sector: this soap opera just got a lot more interesting
Rohit Chopra head of the CFPB is either radical, reckless and out of control or a consumer champion determined to outlaw unfair, deceptive and abusive conduct by financial institutions
Credit checks will reduce loan approvals for the BNPL sector
Buy Now, Pay Later providers will be forced to improve their credit affordability checks if they want to keep operating in the UK, writes Chris Dinga
PSR card fees review launches: this one will run and run
The UK payments regulator has kicked off two market reviews examining card fees-expect little to result for the foreseeable
Payment platform transformation: the endless possibilities
John Mitchell, CEO at Episode Six discusses how new payment platforms can have a transformational effect on FSIs, helping them succeed in the forthcoming financial services land grab
Thanks to GoCardless for one positive news story
GoCardless highlights the potential offered by Variable Recurring Payments (VRPs) as UK consumers clamour for better ways to manage their money