All articles by Douglas Blakey

Douglas Blakey

How Merchants Can Maintain Operational Resilience in the Cost-of-Living Crisis

As the cost-of-living rises, and the UK sees energy bills, food shopping and petrol expenses soar, consumers are changing their spending habits in response, writes Aaron Begner

Westpac announces Tap on Phone card acceptance to counter Square and Apple

Westpac Tap on Phone is being trialled with SME customers ahead of becoming more widely available in early 2023, writes Arnie Cho

Will Open Finance Be The Catalyst For An Inclusion Revolution?

The rise of open banking and finance can accelerate the drive towards an inclusion revolution with major benefits for both banks and tens of millions of people, argues Huw Davies

Majority of Canadians consider themselves ‘credit card savvy’: Scotiabank

The majority of Canadians use their credit cards responsibly according to the 2022 Scotiabank credit card survey

Payment declines rise but blaming SCA rules is no excuse

Three months on from the introduction of Strong Customer Authentication, the UK payments sector reports a major rise in payment declines

Building operational resiliency in payments

Although IT resiliency has long been a common theme and practice for financial institutions, the rapid digitalisation of financial services is underscoring its importance, says Atul Verma

Germany’s journey from cash to contactless – are biometric payment cards the logical next step?

As cash displacement belatedly accelerates in cash reliant Germany, Aida Hasseini discusses the potential benefits of biometric security

CFPB v the cards and banking sector: this soap opera just got a lot more interesting

Rohit Chopra head of the CFPB is either radical, reckless and out of control or a consumer champion determined to outlaw unfair, deceptive and abusive conduct by financial institutions

Credit checks will reduce loan approvals for the BNPL sector

Buy Now, Pay Later providers will be forced to improve their credit affordability checks if they want to keep operating in the UK, writes Chris Dinga

PSR card fees review launches: this one will run and run

The UK payments regulator has kicked off two market reviews examining card fees-expect little to result for the foreseeable