All articles by Douglas Blakey

Douglas Blakey

Africa’s payments paradox: Why complexity is the market’s greatest advantage

Tim Davis explains why Africa’s fragmented payments landscape should be viewed as an opportunity rather than a barrier for fintechs and payments providers looking to scale across the continent

CASS 15 – The new safeguarding rules explained

In August 2025, the Financial Conduct Authority (FCA) introduced CASS 15, reshaping the safeguarding regime for payments and E-money firms. Oliver Hawes sets out the key priorities for in scope firms

The cashless myth is distracting fintech from a bigger infrastructure challenge

Neil Martin explains why the “cashless UK” narrative is focusing fintech and banks on the wrong problem

Digital wallets are emerging as the leading infrastructure for trust in banking

Mick Fennell explores how digital wallets are becoming a new layer of digital trust and explains what banks must do to modernise their infrastructure to support this shift

Revolut repositions crypto spending as TradFi with new card: GlobalData

GlobalData comments on the launch of Revolut’s first physical crypto debit card

One region, many realities: Navigating Latin America’s payments landscape

Juan Franco explains why growth requires a localised approach

The charging experience is broken — and payments are at the heart of the problem

Conn Byrne explains why reducing friction at the point of payment is key as the EV transition gathers pace

When AI shops for you: Visa and Mastercard bet on agentic payments

Visa and Mastercard are advancing investments in agentic payments, but trust, regulation, and merchant buy-in may slow adoption, writes Bhavya Patel

TikTok expands financial ambitions through Brazil banking push and UK payments play

Harry Swain discusses TikTok’s strategy as it ramps up its financial services sector ambitions

Adapt or fail: The growing cost of legacy payment systems

Rupert Lee-Browne analyses some key challenges businesses face in global payments, warns how best to avoid common errors and sets out practical strategies to stay compliant while keeping payments flowing smoothly