CTBC Bank: Creating value and making lives better
Taiwan’s CTBC Bank picked up three awards at the fourth annual CEPI Summit. A bank strong on technology, what…
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Anna Milne
Editing news and content for Electronic Payments International, a monthly magazine covering the global payments industry. You can reach her at anna.milne@uk.timetric.com
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Tech terminology: Calling out the bluffers
Finally, it has emerged that most people are bluffing their way through fintech jargon, purporting to understand the intricacies…
ByAsiaPay and the challenge of acceptance
Joseph Chan, founder and CEO of AsiaPay and worthy winner of the Institutional Disruptor award at the 2017 CEPI…
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Blockchain, bitcoin and the Singaporean regulator
The Monetary Authority Singapore (MAS) is forward-thinking in its approach to innovation and technology. At the end of 2016…
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The World Economic Forum’s outlook on global payments
Anna Milne selects the key findings and takeaways of one of the industry’s most comprehensive overviews of the payments…
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Fintech version 2.0, the Smart Stream
Since when is there a niche to be found in the payments market? It looks like financial software firm,…
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Singapore payments scene at an all time high
Asia-Pacific is a fascinating region, and a particular focus since the Cards and Electronic Payments Summit and Awards took…
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Asian cab firm Grabs a piece of the action by targeting financially excluded with rides
Grab is one of Uber’s main rivals and is now on a major drive to expand across Asia, competing…
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How significant is the Worldpay deal a decade on from the crash?
It has been ten years since the crisis. Certainly a lot has happened in the world of payments in…
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A demise greatly exaggerated
In the latest issue of EPI we have looked at what effect PSD2 and SEPA Instant Credit Transfer (SCT…
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PSD2, a seismic opportunity but data management stands to thwart innovative services
There is an awful lot of hot air circulating over PSD2, and rightly so. The impending regulation marks a…
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Is the death of cards on the cards?
The combination of PSD2 and SEPA Instant Credit Transfer (SCT Inst), which actually comes into play during the final…
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The Five Types of Fintech
Neal Cross is well known in his field – not just for being CIO of DBS Bank, but for…
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Are banks and mobile service providers equipped to deliver on loyalty?
Customers are getting more and more used to the rewards of loyalty programmes, and many are beginning to question…
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Could Dublin overtake London in the payments fintech stakes?
On the subject of payments fintech- disregarding how Brexit will impact the UK’s thriving fintech scene, the figuring out…
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How do you fancy Lego, Starbucks, McDonald’s or Costa as your future bank?
Chris Gledhill, of Secco Aura, put forward these brands as being the biggest contenders for providing financial services in…
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Cross border banking
There has been a spate of cross border account services launched of late, shining a light on demand for…
ByDigital encounters of the First Data kind
What are the main concerns for merchants and issuers these days? Security, digital strategy and e-commerce. Anna Milne speaks…
ByNew quid on the block- a sterling effort?
The Bank of England has issued a new one pound coin which it claims is the most secure coin…
ByPayments regulators take grilling from stakeholders at annual plan launch event
The UK’s Payment Systems Regulator (PSR) lined itself up for quite the bashing as it set out its reviewed…
ByGrab your passports and run!
So with this Brexit thing looming heavily on the cards, what is in store for the UK fintech sector,…
ByTo infin-tech-ity and beyond
With the onset of spring there’s a sense of shifting change in the payments world too. Or is it…
ByTop 8 takeaways from MPE Berlin
If the learned experts in the world of payments are anything to go by at Merchant Payment Ecosystems in…
ByEPC chairman bashes Germany’s payments scene at German payments bash
It’s not often a conference speaker gets up and off the cuff delivers a singlehanded slating of a host…
ByDebit dominates Portugal’s card market but e-commerce and NFC are on the rise
Portugal was hit hard by the global financial crisis, which severely impacted the countrys payment cards market. Debit cards…
ByMasterCard: An open and shut case?
The MasterCard consumer class action is the first major case of its kind in the UK, through which millions…
ByAs Chinese New Year falls, could the mobile wallet come home to roost?
In the Chinese year of the rooster, the consumer could win out. There are currently a few consumer protection…
ByIs contactless a tactless con?
We are always arguing the toss over contactless payments on this desk. Im definitely in the pro camp, having…
ByTime’s a-wastin’- make way for instant payments
Small and medium sized banks may not realise how affordable implementing instant payments into their systems can be, legacy…
ByCould Sohos fashionistas be shaping the future of monetary value and exchange?
From startup challenger bank to blockchain innovation and an offline payments and economics of value that could pave the…
ByThe future of Europes payment infrastructure an update
With the ECB telling Sibos that it is looking at merging the Target2 real-time gross settlement payment system with…
ByElectronic payments coups
From black cabs to the US election and bitcoin, there have been quite a few significant developments over the…
ByOf payments and passports. And Brexit.
The passporting debate is in full swing but the outcome differs depending on what part of financial services you…
ByFive key takeaways from Sibos 2016
As the financial sector's keenest minds came together in Geneva for Sibos, there were a few trends that grabbed…
ByNow a fully fledged chicken, just how far will Zapp go?
After the speculation came the deal, then the flurry of media coverage. What next for VocaLink, under MasterCard? And…
ByParliament to debate second referendum after online petition pressure; will new government respond?
An online petition calling for a second UK referendum on EU membership has been put forward as a subject…
ByWhat does Brussels really think about Brexit?
Brussels is in shock and emotional- losing patience with the UK and not prepared to stand back and have…
ByThe EU view on blockchain
Blockchain technology has grown in both reputation and popularity at a time where the UK is at a tipping…
ByMass Brexodus would be the worst outcome of the UK’s vote to leave the EU
Brexit, Day 5. Despite there still being no clear answers or outlook and the fact that there couldnt be…
ByPSPs no longer settle for second best
The Bank of England has announced plans to offer access to central bank settlement accounts to non-banks. Payments industry…
ByThere is (still) a lot of talk about blockchain. Time to separate the wheat from the chaff
While everyone else is getting together to hedge their bets, there are some just quietly getting on with it.…
ByApple Pay coming to websites this autumn- but only via Safari
Apple Pay is to become available within websites this autumn. But only on the Safari browser
ByBlockchain- the state of play in 2016
If 2015 was the year of blockchain hype, 2016 should be the year of solid progress. At the Retail…
ByThe top five misconceptions in payments
What are the key mistakes and misapprehensions that payment start-ups and banks alike make, the world over? Does technology…
ByBanks proactive in responding to customers’ evolving needs
Wim Raymaekers, who heads up SWIFT's global payments innovation initiative, says he is impressed by banks' response and action…
ByFIS pivotal in developing real time payments system in the US
Financial services technology firm FIS has partnered with The Clearing House (TCH) in the US to create a real-time…
ByTop 4 ways to eliminate cash and why- Money 20/20 Europe
The best-yet argument for a cashless society was delivered by Dave Birch, global ambassador, Consult Hyperion at Money 20/20…
ByTop stories from Money 20/20 Europe, Copenhagen
Money 20/20's inaugural European event was a runaway success and a total blast, with stories, themes and arguments exploding,…
ByFCA and Barclays get full circle behind blockchain P2P social payments app
Blockchain-based P2P app Circle is set to launch in the UK, backed by Barclays, the first major British bank…
ByCashless in Copenhagen
It's great to be attending Money 2020 Europe, a stellar congregation of payment specialists to catch up with and…
ByPayment and entertainment innovators throw a curveball
More than usual, recent noise around digital transformation has culminated in some landmark changes not only in payments but…
ByAmerica’s need for speed- The US gears up for faster payments- courtesy of UK’s VocaLink
Faster payments is a hot topic the world over and the latest news that The Clearing House (TCH) in…
ByConsumer demand drives innovation
As more and more people commute to and from the cities, so faster methods of payments are necessary.
ByExploit plastic while you still can- youve ten years left
Dine out on prepaid via luncheon vouchers and transport ticketing and move towards digital or be out of the…
ByEuroFinance- Blockchain- what the industry said
There is no shame in not fully understanding blockchain and its potential disruption of the industry. Particularly not for…
ByCorporates need tighter cash management control
EuroFinance, the annual corporate treasury conference, this time in Copenhagen, Denmark, highlighted the issues and increasing challenges of cash…
ByBrexit would be a disaster, says Barroso, and the US should not play their Trump card- for everyone’s sake
Positive about the future of Europe; negative about the prospect of a Brexit and a Trump-powered America, Jose Manuel…
ByCustomers are waiting for banks to push mobile payments
Banks should be the drivers for mobile payments because consumers expect them to be. So goes VocaLink's key finding…
BySamsung and Apple have their payments all sewn up
Samsung Pay has launched in its native Korea and is reported to be planning to roll out in the…
ByReal time payments- distributed models and the blockchain opportunity
To what extent can the development of real time retail payment systems make use of existing infrastructure so as…
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Will Apple Pay-ve the way for mobile- industry comment
How has Apple done in its first few days on the UK scene? Tweet analysis from Brandwatch gives us…
ByWill Apple Pay-ve the way for mobile?
The launch of Apple Pay in the first market outside the states has been hotly anticipated by the payments…
ByING and the faster payments stream
ING has already digitised and streamlined account opening, nailed mobile and internet banking and utilised predictive analytics to maximise…
ByTrial and error- a shaky launch for Apple Pay
Could it be that Apple is punishing HSBC for its accidental tweet announcing the launch of Apple Pay UK?…
ByApple Pays UK NFC entrance
The UKs contactless payments infrastructure could serve as both a help and a hindrance to the uber fruit brands…
ByAzimo to spend funds raised on improving remittance service to developing world
Following the news that remittances provider Azimo has raised a further $20m, whats next for the digital start-up, pushing…
ByTime to social engineer our private lives
As digital banking and peer-to-peer lenders sprout up, so innovation is adapted to meet the demand for speedy lending…
ByProfiling the social profilers
As digital banking and peer-to-peer lenders sprout up, so innovation is adapted to meet the demand for speedy lending…
ByInterview of the month: Post-disaster Finance- just leave the mutts at home
Your modern day post-disaster bank- conjures up images of a bleak dystopia and yet what it might represent, if…
ByHigh tide or dead calm: is silver surfing on the rise?
Older generation internet banking users are on the rise, according to the latest instalment of the ongoing series 'The…
ByHigh tide or dead calm- is Silver Surfing on the rise?
Older generation internet banking users are on the rise, according to the latest instalment of the ongoing series The…
ByThe microfinance and mobile payments landscape in Africa
The African payments environment looks set to explode, especially in countries like Ghana, Angola and DRC. Certain conditions need…
ByForeign exchange transfer services: the new frontier
The time is ripe to launch international transfer services, particularly given the Forex furore of late. Some would go…
ByDon’t Worry- Be Digital. SIA EXPO 2014
The lowdown on Italys payments landscape; a slew of new product launches; the results of a survey on digital…
ByThe risk of a zero tolerance approach to fraud – do merchants do enough to target fraudsters?
A zero tolerance approach to fraud is increasingly necessary, especially for high net worth goods businesses; yet high fraud-risk…
ByFinancial fraud worries continue to discourage consumers from online payments – Kaspersky
Are online payment providers paying for consumer fear of financial fraud on the internet? According to a survey by…
ByiPhone wont share slice of the Apple Pay pie
UK mobile operators EE (Everything Everywhere), O2 and Vodafone-owned Weve decided to scrap its mobile wallet plans, in the…
ByBarclays Fingervein tech is still a long way off
With all this fuss about Barclays new fingervein scanners you would think we were on the cusp of the…
ByUPS becomes the latest company to lose customer card data
US-headquartered delivery service UPS has had data from over 100,000 transactions breached at 51 franchise outlets over eight months…
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