Microsoft has selected Checkout.com to support digital payments across key Microsoft products in Europe, the Middle East and Africa (EMEA).
Under the arrangement, Checkout.com will provide card acceptance for Microsoft business lines including Xbox, Microsoft 365 and Microsoft Azure.
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In a statement, Checkout.com said the collaboration gives Microsoft access to its digital payments platform, selected for the “performance, scalability and resilience” required by a company operating at global enterprise scale.
Microsoft will connect via the Microsoft Payments API, enabling payments to be routed through a single system. Checkout.com said the setup is intended to provide a “consistent” payment experience across Microsoft products and the EMEA markets covered by the agreement.
Microsoft will also use Intelligent Acceptance, Checkout.com’s AI-powered optimisation product. The tool uses real-time network data to route transactions and reduce payment failures.
Checkout.com founder and CEO Guillaume Pousaz said: “Microsoft has been at the forefront of every major technological shift – from the rise of personal computing to the cloud, and now AI.
“Supporting a company with this depth of legacy and forward momentum requires payments infrastructure that is resilient, adaptable and engineered for continuous innovation. This is a testament to the performance and flexibility our platform delivers, and we’re proud to play a role in powering the commerce layer behind the technologies millions rely on every day.”
Microsoft Treasury general manager Pankaj Gudimella said: “As a global business, we need payments partners that can support our business lines with a unified, high-performance way to accept payments worldwide.
“Checkout.com brings a modern payments platform, along with strong payments expertise and robust global acquiring capabilities. Their technology supports the performance and reliability we need as we continue to enhance the commerce experience across Microsoft’s products and services.”
Earlier this year, Checkout.com acquired Blue EMI, a regulated electronic money institution (EMI) authorised to issue euro-backed stablecoins.
