Visa and Fiserv have expanded their alliance to deliver the Visa Acceptance Platform within Fiserv’s merchant acquiring and processing solutions across Europe.
Under the agreement, Visa’s API-driven acceptance layer is embedded into fintech firm Fiserv’s acquiring environment, creating a unified cloud-based infrastructure.
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This is designed to simplify integration for acquirers, improve authorisation rates, reduce fraud and support seamless customer experiences, noted the payments giant.
The collaboration combines Visa’s front-end authorisation capabilities with Fiserv’s acquiring and processing stack, enabling intelligent routing, enhanced data and embedded value-added services.
Acquirers will gain access to Visa’s acceptance services via a single, API-first integration, reducing the need for multiple connections and bespoke development while supporting greater scale and flexibility across markets.
Fiserv SVP and head of Merchant Product EMEA Paul Adams said: “By embedding the Visa Acceptance Platform into our merchant acquiring and processing solutions, we simplify payment acceptance, enhance digital capabilities and accelerate time to market for acquirers and merchants across the region.”
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By GlobalDataVisa Europe head of acceptance sales Dan Parsons added: “Together, we are giving acquirers a simpler operating model that helps improve authorisation rates and reduces fraud and chargebacks. For merchants, that translates into richer data and higher approval rates, making it easier to deliver the new experiences their customers now expect – whether that’s shopping online, in store or tapping to travel – with speed and confidence.”
Meanwhile, last year, Mastercard expanded its collaboration with Fiserv to incorporate the FIUSD token, a programmable blockchain-based stablecoin, into its global payment network.
That partnership was aimed at addressing practical use cases and challenges around stablecoin adoption.
