Razorpay has partnered with global artificial intelligence coding firm Replit aimed at supporting payments and monetisation for AI-first builders in India.

The integration is intended to support local payment methods for Indian users and enable builders to monetise AI-built apps with UPI and cards.

The partnership connects Replit’s AI-driven software creation platform with Razorpay’s payments infrastructure. The companies said the setup allows AI-built products to accept UPI from day one.

The rollout is beginning as a beta release. Replit will use Razorpay’s International Payments Suite, which is designed to let Indian customers pay for subscriptions in INR through UPI and cards. The companies said the goal is to provide a local checkout experience in India for cross-border subscription transactions.

Razorpay’s payment stack will also be embedded inside the Replit platform to support in-app monetisation. Under the arrangement, Razorpay will handle compliance, foreign exchange and USD settlements. This is intended to allow Replit to monetise Indian users without establishing a local entity.

The companies outlined how developers can use the integration in the build process. A Replit user can create an application using prompts, with Razorpay’s monetisation layer included in the workflow. This is intended to help applications start accepting UPI and card payments from Indian users.

Razorpay CEO and co-founder Harshil Mathur said: “AI isn’t just another tech wave – it’s changing how products are built and how businesses come to life. In India, that shift is happening right now, but monetisation is often the missing piece.

“At Razorpay, our focus is on building the infrastructure that lets innovation turn into real businesses. We’re excited to partner with Replit, whose AI-first platform is redefining how quickly ideas can become products. With Replit, we’re bringing monetisation directly into the creation process – so that builders can go from an idea to a paid product, instantly and compliantly.”

Razorpay said the Replit partnership follows its recent collaborations with other AI companies. These include work with OpenAI and the National Payments Corporation of India (NPCI) related to agentic AI payments. The company said the Replit integration extends this by embedding payments and compliance into AI-led software creation for the Indian market.

Recently, reports said Razorpay has appointed four investment banks as advisors as it starts preparations for a proposed initial public offering (IPO). The company could target an IPO around the middle of this year.