Klarna has announced the availability of its flexible payment products for Apple Pay users in Italy and France, providing them with convenience and transparency in their payment options.

Eligible shoppers can select Klarna at checkout online and in-app with the iPad or iPhone, or in-store with their iPhone.

This expansion follows what Klarna described as “strong consumer adoption and momentum” in Spain, Sweden, Denmark, the UK, Canada, and the US, where the firm’s flexible payment solutions have become “a popular way” to make payments with Apple Pay.

With this launch, shoppers in eight key markets are now able to use Klarna when making purchases through Apple Pay.

Consumers can choose to split their purchases into three monthly instalments or pay up to 30 days later, both without interest.

For larger purchases, Klarna also offers the option to spread payments over a longer period, with zero percent interest rates.

Customers choose Klarna at checkout and tap “Pay Later” to see available payment options.

Klarna said that it employs its underwriting process before approval to ensure responsible lending.

Payments performed with Klarna on Apple Pay are private, and Apple does not keep user-linked transaction details.

Klarna CEO and co-founder Sebastian Siemiatkowski said: “We’ve seen incredible excitement from consumers using Klarna on Apple Pay across the US, UK, and Canada, and more recently across the Nordics and Southern Europe.

“By delivering this innovative capability to even more users and expanding to France and Italy, millions more people can choose the payment schedule that works best for them — all within the Apple Pay experience they already know and love.”

Klarna claims to have over 114 million active customers globally and continues to broaden its commerce network, providing an alternative to standard credit cards at checkout.

Last Month, Klarna announced a multi-market partnership with Lufthansa Group, bringing flexible payment options to travellers across Europe and the US.