Modern Treasury has acquired stablecoin and fiat payment platform, Beam, a move that is set to enhance the former’s money movement platform by integrating Beam’s technology and team.

This initiative enables Modern Treasury’s platform to encompass both traditional and stablecoin settlement methods.

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The platform is designed to support transactions through stablecoins, card-based payments, and traditional rails and wire transfers, all accessible via a single application programming interface (API).

Modern Treasury will take on the responsibility of conducting know your business, know your customer, and AML checks, which are necessary for both fiat and blockchain transactions.

This service is expected to reduce the time it takes for companies to set up payment products, cutting down the lengthy process of bank onboarding and compliance to a few simple API interactions.

Modern Treasury CEO and co-founder Matt Marcus said: “Instant payments and stablecoins are the future of money movement.

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“Beam has proven traction delivering real-time payments for stablecoin-native payment flows. Modern Treasury has processed hundreds of billions of dollars on our platform. Together, we’re creating the best infrastructure to move money instantly — without the delays and limitations of banks or card-first payment providers.”

The acquisition also strengthens Modern Treasury’s team with the addition of new leadership.

Dan Mottice, Beam’s CEO and founder and also a former executive at Visa, will take on the role as head of Beam at Modern Treasury.

Mottice said: “Beam was founded on the belief that stablecoins can play a major role in the future of payments, but to make that real, you need scale, regulatory strength, and trusted infrastructure.

“By joining forces, we’re accelerating that vision. Beam’s stablecoin and fiat orchestration capabilities will be woven directly into Modern Treasury’s platform to unlock instant pay-ins and payouts, FX efficiency, and next-generation liquidity management, all within a trusted enterprise-grade system.”

In February 2025, Modern Treasury collaborated with Brico, the automated financial licensing platform, to facilitate embedded payments compliance.