Visa has joined hands with African digital payments network Onafriq to introduce Visa Pay, a cloud-native Payments-as-a-Service platform, in the Democratic Republic of Congo (DRC).  

The move will enable consumers in the DRC to top up their Visa Pay wallets using mobile money services, facilitating digital and e-commerce payments. 

Through Onafriq’s APIs, the partnership will allow mobile money collections and disbursements from services such as M-Pesa, Airtel Money, and Orange Money.  

This integration is expected to connect Visa’s card network with mobile money wallets throughout the DRC, encompassing transactions in retail, e-commerce, government services, bill payments, payroll, and business collections. 

Visa DRC general manager Sophie Kafuti said: “Our collaboration with Onafriq represents our ambition to accelerate financial inclusion in the DRC.  

“By connecting Visa Pay to existing mobile money infrastructure, we’re not just adding convenience—we’re creating the interoperability foundation that will fuel digital commerce adoption across the country.” 

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Onafriq chief commercial officer Christian Bwakira stated: “Onafriq has connected Congolese consumers to Africa and the world for years, operating as the trusted infrastructure in the background. 

“This partnership demonstrates how combining Visa’s global network reach with Onafriq’s deep on-ground presence creates unprecedented possibilities for innovation and financial inclusion across Africa. When you unite world-class global capabilities with trusted local networks, you unlock transformative opportunities for both partners and the millions of consumers we serve.” 

Onafriq operates across 43 African markets, linking over one billion mobile money wallets and 500 million bank accounts, supported by a strong Nigerian network of over 400,000 agents.  

The company’s services include domestic and cross-border payments, card issuing, agency banking, and treasury services, with a regional footprint that extends to ten offices in Africa and additional locations in the UK, US, and China. 

In August, Visa expanded its stablecoin support capabilities by integrating digital assets and blockchain technologies to enable transaction settlements for issuers and acquirers.

The company has collaborated with Paxos to add two dollar-backed stablecoins, Global Dollar (USDG) and PayPal USD (PYUSD), to its system.