Modern Treasury has launched Modern Treasury AI, an artificial intelligence platform designed for enterprise payments.  

This platform is built upon the company’s Payment Ops infrastructure and introduces a new model for managing payment workflows by combining a “context-aware” AI Agent with a real-time “workspace”. 

The AI Agent provides real-time responses to operational queries in plain language. 

Modern Treasury AI is said to prioritise security and compliance, with built-in permissions and configurable approvals. 

The AI Agent does not allow third-party model providers to train on user data and ensure that actions are taken only when authorised.  

The platform’s AI Agent utilises both the company’s institutional knowledge, such as past transactions and fee structures, and Modern Treasury’s payment expertise, which is informed by payment data points.  

This combination enables the AI to offer tailored insights and automation capabilities. 

The solution provides instant access to payment data and insights, with the ability to initiate tasks through prompts or utilise pre-built templates. 

It connects directly to bank, ERP, and processor data, allowing teams to manage all aspects of payment operations in real-time within the workspace. 

The AI-powered monitoring feature detects anomalies, including duplicate payments and unexpected fees, alerting teams to potential issues.  

The platform also enables the creation and management of workflows for recurring tasks without the need for coding or switching between systems. 

Early adopters of Modern Treasury AI, including Alegeus, Parafin, and Settle, are utilising the AI Agent and Workspace.  

The platform is currently available via an early access programme and is expected to be generally available later in the year. 

Modern Treasury CEO and co-founder Dimitri Dadiomov  said: “The AI Agent and Workspace are a major step forward in how modern companies run payments, transforming how and where work gets done. 

“Teams have been reactive for too long, addressing issues only after they disrupt the business. These tools shift that paradigm so that organisations can manage payment ops proactively, with speed, intelligence, and control.” 

This February, Modern Treasury joined forces with Brico, an automated financial licensing platform, to support compliance for embedded payments.