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Amazon Cash targets whole new market by opening doors to underbanked

  • Author: GlobalData Financial Services
  • Published: 12 Apr 2017

Amazon’s new service offers a compelling value proposition for the underbanked. It comes as an alternative for consumers who don’t have access to a bank account but who want to shop on Amazon. GlobalData Financial Services writes. read more

Developing markets mimic China, choosing QR over NFC

  • Author: GlobalData Financial Services
  • Published: 11 Apr 2017

China has shown that QR-based mobile payments solutions can be a storming success and other regions are taking note. If the adoption of QR code-based solutions continues to spread across developing countries, the most interesting fight in the payments space will be NFC vs. QR, not Cards Vs. Cash, says GlobalData Financial Services. read more

UK payments regulators take grilling from stakeholders at annual plan launch event

  • Author: Anna Milne
  • Published: 30 Mar 2017

The UK’s Payment Systems Regulator (PSR) lined itself up for quite the bashing as it set out its reviewed objectives for the year ahead. To their credit they took it on the chin, putting themselves very much in the firing line with an open Q&A, graciously fielding the ensuing onslaught that came from the audience. Anna Milne writes. read more

PayPal doesn’t need to argue the Toss in South Korea

  • Author: GlobalData Financial Services
  • Published: 21 Mar 2017

Following the success of Venmo in the US, PayPal is seeking to capitalise on P2P transfers in South Korea through mobile payment app Toss. To stand out from competitors and generate revenue, Toss will need to provide value-added services, says GlobalData Financial Services. read more

APIs will buoy UK account switching figures

  • Author: GlobalData Financial Services
  • Published: 20 Mar 2017

New European regulation could finally create a reason for consumers to exercise their account switching powers in the UK, by giving third parties access to their data via their banks, according to GlobalData Financial Services. read more

PayPal targets bill payments and underserved through TIO acquisition

  • Author: GlobalData Financial Services
  • Published: 3 Mar 2017

Payments giant PayPal to acquire Canada-based bill payment firm TIO, aiming to develop its customer value proposition and extend its market reach through accessing the global underserved segment. GlobalData Financial Services analyses the deal. read more

Trump’s Durbin repeal won’t help US consumers

  • Published: 16 Feb 2017

President Trump’s plan to repeal the Dodd-Frank Act will rid the US of the Durbin Amendment, but it will not result in a better deal for consumers, according to GlobalData Financial Services. read more

EPC chairman bashes Germany’s payments scene at German payments bash

  • Author: Anna Milne
  • Published: 14 Feb 2017

It’s not often a conference speaker gets up and off the cuff delivers a singlehanded slating of a host country’s ecosystem that everyone would usually be there to promote.. read more

Can Alipay reach 2 billion customers within 10 years?

  • Published: 13 Feb 2017

Ant Financial is bang on course to achieve a further 1.55bn users in the next ten years, given its astute strategy around key acquisitions and underbanked customers. read more

Can the Federal Reserve bring the efficiency the US payments system needs?

  • Published: 6 Feb 2017

While a number of other large payment markets have made significant progress towards payment modernisation, the Federal Reserve is still at nascent stage of developing the real-time payments in the US market.. read more

Four 2016 trends that will define security and authentication in 2017

  • Author: EPI editorial
  • Published: 3 Feb 2017

Every year sees huge technology improvements and developments, with 2016 primarily defined by new user experiences, the launch of new augmented and virtual reality products, and IoT innovations such as smart cars, bike locks and home apps. myPinPad’s David Poole reviews some of the year’s key security challenges. read more

MasterCard: An open and shut case?

  • Author: Anna Milne
  • Published: 30 Jan 2017

The MasterCard consumer class action is the first major case of its kind in the UK, through which millions of consumers could receive compensation for MasterCard having overcharged retailer interchange fees during a certain period – quite an extended period, as it happens. Anna Milne spoke to an industry solicitor for an insight. read more

As Chinese New Year falls, could the mobile wallet come home to roost?

  • Author: Anna Milne
  • Published: 23 Jan 2017

In the Chinese year of the rooster, the consumer could win out. There are currently a few consumer protection and competition issues coming to the fore, some of which may set a precedent. And in the context of a changing banking environment, arguably putting more control in the customer’s hands, for example the onset of PSD2 changes, it all points to a changing landscape. Anna Milne writes. read more

PSD2 to spur digital ID uptake in 2017

  • Published: 16 Jan 2017

Digital ID providers will become a major part of the European payments landscape in 2017 as a response to stronger EU regulatory requirements.. read more

UK leads online commerce market by spending per household

  • Author: EPI editorial
  • Published: 21 Dec 2016

The average UK household spent $5,900 over the year, or 9% of the average household final consumption expenditure (HFCE) for the UK in 2015 and the most on average through all online channels in 2015. Sam Murrant, Consumer Payments senior analyst, Verdict, writes. read more


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