African mobile solutions provider, Sicap, has
announced the launch of a range of mobile money services targeted
at the unbanked and available on specially designed ATMs.
One of the services is the Sicap cash-in to
cash-out ATM solution. This will enable mobile phone users to
transfer airtime or send cash transfers to any other mobile user.
The cash transactions are accounted for on the customer’s mobile
account, so no bank account or card is required.
“Response to the pre-launch roadshow from the
Sicap Africa office in Johannesburg was enthusiastic “said Sicap
Africa managing director Yann Pognant. “Sicap is well positioned to
deploy solutions tailored to African demographics and market
needs.”
Adapted to meet operator needs, the ATMs can
be deployed as a simple prepaid credit channel to the 95 percent of
African mobile users who use prepaid subscriptions and top up on a
daily basis.
Alternatively, they can be deployed for money
remittance services with cash withdrawals enabled, or connected to
CRM platforms for automated customer care, or set up as a means for
the unbanked to settle their utility bills.
Sicap develops and implements solutions
comprising convergent charging and rating, mobile payment, network
services and messaging. These solutions are used by more than 90
operators, serving more than 550 million end-users worldwide.