Checkout.com has expanded into in-person payments, responding to “significant demand” from enterprise merchants seeking to use its online acquiring platform in physical stores.
The company has partnered with European payments platform Mollie on the offering.
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Mollie serves more than 350,000 businesses and will contribute its terminal expertise, hardware knowledge, software, and merchant relationships.
Checkout.com said its approach is software-led and device-agnostic. Merchants will not be limited to a single terminal or hardware supplier.
The modular platform will allow businesses to connect terminals already in use or select hardware that matches their operating requirements.
Under the long-term partnership, Mollie will combine Checkout.com’s acquiring platform with its local capabilities and customer relationships for businesses that sell online and in person.
Mollie will retain control over the customer experience and its hardware strategy, while Checkout.com’s technology will operate directly within Mollie’s service.
Merchants will be able to process in-person and online payments through one acquiring relationship. Both channels will use the same Unified Payments API, platform, contract, and settlement infrastructure.
A shared dashboard will provide payment teams with a single view of transactions across both channels and support reconciliation.
Checkout.com chief revenue officer Antoine Nougué said:”This expansion follows our earlier announcement of sustained profitability and growing margins, giving us the capacity to invest in new technologies and segments.
“Our merchants know Checkout.com for our speed, reliability and pace of innovation, and they asked us to bring that to in-person payments. Our job is to go where they need us most.”
Checkout.com expects to process $480bn in global e-commerce payments in 2026. The company said its multi-region infrastructure and direct scheme connectivity support sub-500ms latency.
Over the past 12 months, Checkout.com launched more than 150 merchant-facing features and made 500 code releases each day.
The in-person payments service will launch first in the UK and the EEA, before expanding to the US. Additional schemes, markets, and capabilities are planned for next year.
